If cash flow’s a problem for your business, an SBA loan from
Marine Bank is the solution!

The key to a financially healthy business is maintaining good cash flow. A Small Business Administration (SBA) loan is designed to help you do just that. 

With an SBA loan from Marine Bank & Trust, you can:

  • Secure $125K to $5 million in capital to purchase real estate, machinery, equipment, inventory or to cover operating expenses
  • Consolidate  business debt and seller notes
  • Take longer to repay the loan - up to 30 years!
  • Make smaller monthly installments
  • Put less money down – up to 90% financing

Why Marine Bank?

  • As the only independent community bank headquartered in Vero Beach, we are committed to the success our of our small business community.  When they thrive, we all thrive.
  • Our local decision-makers know that time is money – decisions are made quickly so you can respond when opportunity knocks.
  • At Marine Bank, you will always deal directly with the loan officer and/or underwriter.

Examples of Marine Bank’s SBA and USDA loans include:


Leasehold Improvements
National Franchise Restaurant


Towing Business


Physician Practice


Renovations to 
Existing Local Restaurant


Equipment Purchase
Tree Trimmer


Debt Restructuring

Contact Marine Bank today and get your cash flow moving in the right direction.

Richard Giessert HeadshotRichard Giessert
Vice President, Commercial Banking Officer





William Talley
Senior Vice President, Commercial Banking Manager